At Bird Kultgen Ford, we strive to make your car buying experience seamless and enjoyable. Our finance center is integral to that commitment, offering diverse financing options, top features, and exceptional service to ensure you drive home in the Ford of your dreams. Visit us today or contact our finance professionals for more information on our financing options and ongoing specials. We look forward to helping you embark on your Ford ownership journey. So, whether you're interested in a traditional auto loan, prefer the flexibility of leasing, or want to take advantage of Ford Credit financing, we've got you covered. 


Meet Amanda Lesikar Business Manager Alesikar@bkford.com
Meet Miguel Contreras Business Manager Mcontreras@bkford.com

Check Out Our Online Financing Tools

Instant Cash OfferOutside of our friendly Ford financers, BK Ford has various tools to help you research independently. These tools include a payment calculator and a Kelley Blue Book® instant cash offer.

The payment calculator helps you calculate your buying power or monthly payments. This tool will give you an idea of what to expect monetarily when you decide to purchase or lease your new ride.

The Kelly Blue Book® instant cash offer offers to purchase your vehicle from you. You can use the specific amount as you wish or apply it toward another car.

We have the tools; you have the power.

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended service plans
  • And many more finance programs to fit your needs

Ford Protection Plans Available in Waco, TX

Protection PlansYou’ve got your new car, now what? We suggest a protection plan. Maximizing your investment through bouts of routine maintenance is essential. BK Ford Offers:

  • Vehicle Service Contracts
  • Ceramic Protection Packages
  • BK Advantage Plus
  • Debt Cancellation Waiver

Each plan establishes peace of mind for various components of your Ford experience. At Bird Kultgen Ford, we provide protection plans because we want your car to be the best it can be for you.

Pay a Visit to Our Finance Center

Bird Kultgen Ford near Waco, Killeen, Gatesville, and McGregor, Texas, is a friendly financing face for Ford drivers. Our skilled team strives to ensure your buying or leasing experience is streamlined by providing tools and protection plans that benefit you. Come see us at our finance center today.

Auto Financing Made Easy at Bird Kultgen Ford in Waco, TX

At Bird Kultgen Ford, we’re committed to making your vehicle financing experience simple, transparent, and tailored to your needs. Whether purchasing a new Ford F-150, leasing a Ford Explorer, or financing a reliable pre-owned vehicle, our Finance Center is your one-stop solution for affordable, flexible auto loan and lease options in Waco, Texas.

Flexible Financing Options for All Credit Types

Our experienced finance professionals work with a wide network of lenders to help you secure the most competitive financing rates available. We understand that no two customers are alike, which is why we offer:

  • Traditional auto loans with competitive interest rates
  • Ford Credit financing options with exclusive benefits
  • Low-cost lease programs for flexible driving needs
  • Special finance programs for buyers with less-than-perfect credit

Whether you have excellent credit, are rebuilding, or are buying your first car, we’ll help you find a plan that works for your lifestyle and budget.

Fast Pre-Approval and Online Financing Tools

Take control of your car-buying journey by starting your application from the comfort of your home. Our secure online finance application makes it easy to get pre-approved in minutes. You can also use our convenient tools to:

  • Estimate your monthly payments with our payment calculator
  • Get an instant value for your trade-in vehicle
  • Review current Ford incentives and finance specials

With these tools, you can save time at the dealership and feel more confident about your financing decisions.

Leasing vs. Buying – What’s Right for You?

Lease a New Ford

Leasing a new Ford allows you to drive a brand-new vehicle every few years with typically lower monthly payments and minimal upfront costs. It’s a great option for drivers who enjoy the latest tech and styles and want more flexibility.

Finance and Own

Purchasing a vehicle through financing gives you full ownership once your loan is paid off. This option builds equity over time and is ideal for long-term vehicle ownership and custom upgrades.

Why Finance with Bird Kultgen Ford?

Since 1936, Bird Kultgen Ford has served Waco and surrounding areas like Woodway, Hewitt, and Temple with honesty and integrity. Our Finance Center stands out because we offer:

  • Personalized service from experienced finance professionals
  • Transparent, easy-to-understand loan terms
  • Exclusive access to Ford Credit offers and loyalty programs
  • On-site service center with factory-trained technicians

Get Started Today

If you're ready to finance your next Ford vehicle, contact our Finance Center at Bird Kultgen Ford in Waco, TX. Let us help you find the best plan and drive away in the car you love with confidence and peace of mind.