Finance

Your Ford Adventure Starts Here

At Bird Kultgen Ford, we strive to make your car buying experience seamless and enjoyable. Our finance center is integral to that commitment, offering diverse financing options, top features, and exceptional service to ensure you drive home in the Ford of your dreams. Visit us today or contact our finance professionals for more information on our financing options and ongoing specials.

We look forward to helping you embark on your Ford ownership journey. So, whether you're interested in a traditional auto loan, prefer the flexibility of leasing, or want to take advantage of Ford Credit financing, we've got you covered. 


Meet Amanda Lesikar Business Manager Alesikar@bkford.com
Meet Miguel Contreras Business Manager Mcontreras@bkford.com

Check Out Our Online Financing Tools

Instant Cash OfferOutside of our friendly Ford financers, BK Ford has an array of tools to help you do some research on your own. These tools include a payment calculator and a Kelley Blue Book® instant cash offer.

The payment calculator helps you calculate your buying power or estimate your monthly payments. This tool will give you an idea of what to expect monetarily when you decide to purchase or lease your new ride.

The Kelly Blue Book® instant cash offer provides you with an offer to purchase your vehicle from you. You can use the specific amount as you wish or apply the amount toward another car.

We have the tools; you have the power.

Ford Protection Plans

Protection PlansYou’ve got your new car, now what? We suggest a protection plan. Maximizing your investment through bouts of routine maintenance is essential. BK Ford Offers:

  • Vehicle Service Contracts
  • Ceramic Protection Packages
  • BK Advantage Plus
  • Debt Cancellation Waiver

Each plan establishes peace of mind for various components of your Ford experience. At Bird Kultgen Ford, we provide protection plans because we want your car to be the best it can be for you.

Pay a Visit to Our Finance Center

Bird Kultgen Ford near Waco, Killeen, Gatesville, and McGregor, Texas is a friendly financing face for Ford drivers. Our skilled team strives to make certain that your buying or leasing experience is streamlined by providing you with tools and protection plans that benefit you. Come see us at our finance center today.

 Get Pre-Approved

Finance Center at Bird Kultgen Ford In Waco, Texas

Ford is a household name synonymous with reliability, innovation, and superior design. Chances are most people can easily name a few iconic Ford models, such as the Mustang, the F-150, or the Explorer, even if they're not car enthusiasts. Ford has been an integral part of American culture for over 100 years and is a top choice for individuals and families alike. From city streets to country roads, spotting a Ford vehicle on the move is expected, solidifying Ford's presence in our everyday lives.

Embrace the opportunity to own one of these mechanical marvels with Bird Kultgen Ford's finance center. Our finance center is more than just a gateway to Ford ownership; it's a one-stop shop designed to take customers from browsing our selection of top-of-the-line vehicles to driving home in their dream Ford. Use our Finance Application to see if you pre-qualify today! Keep reading to discover why financing a vehicle with us is the wisest decision a car buyer can make. 

Explore Flexible Financing Options

We understand that every individual has unique financial needs and preferences. That's why we offer various financing options catering to buyers’ specific requirements. Our expert finance professionals are dedicated to providing personalized guidance and support to navigate the financing process. So, we have the customer covered, whether it's a traditional auto loan, flexible leasing, or Ford Credit financing. The following provides a closer look at the financing options available at our finance center:


Conventional auto loans


 With a more traditional approach to financing, our partners offer competitive interest rates and affordable monthly payments.


Leasing


Enjoy the freedom and flexibility of leasing with lower monthly payments and the option to upgrade to a new vehicle every few years.


Ford Credit financing


As the financial arm of Ford Motor Company, Ford Credit offers exclusive financing options and benefits to enhance the ownership experience.


No one should let their credit score keep them from owning their dream Ford.

Beyond Financing – Why We Stand Out

At Bird Kultgen Ford's Finance Center, we offer more than just competitive financing options. Our key differentiators are our commitment to providing an exceptional and transparent financing process. Here's why we stand out from the rest.

Expert Guidance

Our seasoned finance professionals are dedicated to finding the optimal financing solution tailored to each buyer's unique needs. Our team works closely with customers to understand their financial situation and goals, providing personalized guidance and support at every step of the process. Their expertise guarantees securing a financing plan that aligns perfectly with every new car buyer's budget and lifestyle.

Transparent Process

We believe in complete transparency, ensuring every detail is thoroughly explained. From the terms of the loan or lease to the specifics of the repayment plan, we provide clear, concise information to allow each customer to make an informed decision about their investment.

Ford Credit Advantage

Ford Credit offers exclusive benefits, enhancing the financing experience and rewarding loyalty. Ford Credit features flexible financing options, exclusive incentives, and innovative programs designed to make Ford ownership even more rewarding. Choosing Ford Credit unlocks exclusive benefits extending beyond the traditional financing experience. 

Professional Ford Service 

Our commitment to the customer doesn't end with a new car purchase. We also have a top-notch service center with factory-trained technicians familiar with the intricacies of all Ford models. From routine maintenance to major repairs, we've got every driver covered with quality service and genuine Ford parts, ensuring the longevity and performance of their vehicle.

Extensive Vehicle Selection

Our selection of new and pre-owned Ford vehicles is extensive, with an array of models to suit every budget and lifestyle. From sleek sedans to spacious SUVs and everything in between, our inventory is constantly updated to offer the latest and greatest from Ford. Our knowledgeable sales staff provides expert recommendations and insights to help new car buyers find the perfect Ford.

Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Texas banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended service plans
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

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